Cash Offer vs. Listing With an Agent

There's no single right way to sell a house. The best choice depends on the home's condition, your timeline, and how much hassle you're willing to take on.

Listing with an agent

• Usually the highest sale price for move-in-ready homes
• Commissions and closing costs typically run several percent of the price
• Repairs, staging, and showings are often expected
• Buyer financing can fall through, which can delay closing

Selling for cash, as-is

• Typically a lower price than a fully retail sale
• No repairs, no showings, no agent commissions
• No lender approval needed, so closing is usually faster and more predictable

A simple way to decide

If your home needs significant work, or you need a firm closing date, a cash offer is worth comparing. Get the offer in writing, then weigh it against what you'd net after repairs, commissions, and months of carrying costs.